Seamless, Secure, Smart: VePay Redefines Payment Technology

Vernost offers specialized technology stacks tailored for payment and banking businesses. We assist in launching, managing, and operating these payment products. These solutions can be customized for each business workflow, integrations, regulatory compliance, and operational teams. Swiftly enter the market, implement optimal payment practices, manage a secure infrastructure, and ensure compliance—all without the need for significant investments in large technology teams.

Payment Gateway

The VePay PGX is a flagship technology offering for the Emerging Payment gateway companies, banks, & Fintechs. The VePay PGX enables modern Tech oriented API Services-led, enterprise-level payment acquiring & processing platform.

We enable

Rule based Payment acquiring & processing.
Payment via Dynamic links, QR code and Payouts.
Pre-stitched in 50+ payment providers with Payment orchestration.
Bring white Label offerings for your merchants.
In-built Tokenization & compliance to regulatory and PCI standards.
Bank grade application Security.
Automated Recon and Settlements.
Mapped workflow for your business and operational teams.
A 360 degree view of your business Performance.

Payment Orchestration

The Vernost VePay offers a dynamic payments orchestration platform that optimizes payment service delivery against parametrized business revenue. The platform is a Nett Margin optimizer for large payment processors, payment companies & large Government institutions.

It enables

Optimized Payment and Service Performance.
Profitable Route routing.
Rule based switching between payment pipelines.
Pre-stitched in 50+ payment providers with Payment orchestration.
A 360 degree view of your Nett Margin Optimized Performance.

Secure Tokenization

The VePay Vevault is Secure Tokenization Platform for storing card/ user information, with PCI DSS & Regulatory Compliances. Businesses that operate high-scale, secure, compliant solutions for the purpose of Privacy, session management, obfuscation & Card information storage would be immensely benefitted.

It enables

Store and manage multiple session / user tokens across issuers and acquirers.
Supports interoperability across multiple payment gateway.
Highly scalable APIs-first platform.
Support for all major banks and card networks.

Card Linked Offers

The VePay VeCloe is a dynamic runtime Offers platform at the Checkout page. VeCloe optimizes customer intent & helps influence select the payment instrument. The platform is a great Payment Uptake and User conversion driver for e-commerce companies, large payment processors & payment companies.

It enables

Enables value / customer / basket/ rule based targeted offers at the checkout page.
Also deployable at an orchestration level. Enables operator to drive the selection of PG based on offers.
Offers Partnerships with 1000+ Brand merchants in India/ globally.
A 360 degree view of your Offers Performance.

Standalone Wallets

The VePay VeWallet is a Wallet platform that operates in Open, Closed & Semi-closed loops. This platform stores and manages Currency or Points value. The Businesses can launch their own wallets, cards & points to patronize their own currencies.

It enables

Automated ledger entries for all wallet transactions.
Payment System Interface for open / semi- closed loop wallets.
Single Store of Value with Tokenized interactions.
Automated Reconciliation & Statements.
Secure Standards & Regulatory Compliant.

Card Control App

The VePay CardSentinel is an ultralight weight mobile PWA that allows banks/ corporates to fast-launch a mobile app with all bank grade security, tokenization, privacy and controls. The app enables quick-access Card Controls, Service Request, Promote, Update & notification for its users.

It enables

Card Controls for limits, sub-cards, location & transaction type.
Digital service requests for card loss, replacement, hotlist etc.
Acquire, Upsell, Cross-sell financial products.
No dependency on Play/App Stores for Updates.
Integrated as services with your core platform.
Ancillary options for bill Payments, Discounts & Rewards.

Giftcard Issuance

The VePay VeGifter platform enables Gift Card issuance. Using this platform, businesses with regulatory approval can create, launch, manage & distribute Gift Cards electronically. Ideal for Companies wanting to issue Gift Vouchers for their own Brands or as a Platform offering for other brands.

It enables

Configurable value, expiry & usage of Gift Cards.
Seamless on-the-Fly Card Issuance.
Secure Online Gift Card Activation.
Payment Gateway Integration.
Secure Standards & Regulatory Compliant.

Pay by Points

The VePay MilesPass is a Pay-by-Points solution for Merchant POS operators & Card Networks. The solution enables to accept Points + Card transactions on their terminals or Network, thus offering additional avenue for user payments.